Practice Areas

Practice Area Details

Insurance Services

Life, Health & Disability

Our Life, Health and Disability practice is led by experienced and knowledgeable attorneys representing national and local clients, including insurers, brokers, employers and managed health care organizations. We understand that the life, health and disability fields are specialized and highly regulated areas involving complex and ever-changing legal issues. Our attorneys have the breadth and depth of experience necessary to handle all of our clients’ legal needs, both in and out of the courtroom.

We have successfully represented insurance clients throughout California and New York, in state and federal courts and at both the trial and appellate levels. We have extensive experience concerning all types of life, health, and disability policies and the many issues arising under them. Our attorneys have successfully resolved thousands of disputed claims, including claims for breach of contract, tortious breach of the implied covenant of good faith and fair dealing, fraud, unfair business practices, discrimination, and breach of fiduciary duties and ERISA statutory violations. We have prosecuted actions for rescission, declaratory relief, reformation, interpleader, and indemnity. We have defended lawsuits involving “vanishing premiums,” claims of discriminatory premium structures, and other market conduct issues of insurers. We are recognized experts in handling employee benefits-related claims and lawsuits involving ERISA, as well as individual and non-ERISA groups.

Our attorneys have extensive experience handling disputes regarding agents and brokers, including issues involving wrongful termination; commissions, renewals, and overrides; mishandling of premiums; rebating; and other improper sales practices.

Our Life, Health and Disability practice encompasses more than just litigation. We counsel clients on numerous employee benefit and insurance issues, including providing coverage opinions and advice, advising clients on existing and proposed policy and employee benefit plan language, conducting internal claims handling reviews, and giving in-house and national seminars on claims handling, recent regulations and statutes, and important case decisions. Finally, we represent clients in administrative hearings and other regulatory matters before the California Department of Insurance.

We are committed to vigorously protecting, promoting and defending the legal and business needs of our clients. Because of our experience and sophistication, we are able to do that successfully and efficiently.